| 1. | Amount of principal of the loan
贷款本金额 |
| 2. | This is the first time in hong kong that an mbs is structured with fixed rates without repayment of principal for the first few years
这是首次在香港出现的固定利率按揭证券于首数年本金额不改变的结构。 |
| 3. | A one - time or lump - sum payment made by a borrower in addition to the regular payments on a loan or mortgage which reduces the principal owing on the debt
借方在定期支付房屋贷款付款之外一次性缴纳的款项，用以降低贷款本金额。 |
| 4. | The hkmc will buy about hk 1 billion of residential mortgage loans from dhb , which in return will acquire guaranteed notes issued by the funding corporation of the same principal value
按揭证券公司会向道亨银行购买约亿港元住宅按揭贷款，道亨银行则会购买按揭融资公司发行的本金额相同的有担保按揭证券。 |
| 5. | Retail investors will be informed shortly of the prices of the hong kong dollar 2 - year notes and the settlement details by letters from the placing bank through which they applied for the notes
预定为本金额的100 %及65 % 。投资者将于短期内接获经有关的配售银行发出的函件，通知港元2年期债券的定价和交收细节。 |
| 6. | Document sent by the lender to the mortgagor each year which sets out amounts paid for principal , interest and taxes in the given year and the amount still owing on the principal of the mortgage at the end of the year
由贷款人每年寄给借款者的文件，陈述在该年中已经支付的本金、利息和税，以及到年底仍然欠房屋贷款的本金额。 |
| 7. | Placements by other hksar government funds for which interest is payable at rates determined by reference to the investment income of the fund are stated at the principal amounts payable at the balance sheet date
按照参考基金的投资收入厘定的利率计算利息的其他香港特区政府基金存款，则以其在资产负债表日期的本金额列示于资产负债表内。 |
| 8. | To provide more flexibility in the investment amount , retail investors may choose to invest in each tranche of the new issue a minimum amount of hk 50 , 000 or a higher amount in integral multiples of hk 10 , 000 instead of hk 50 , 000
：投资者可于每款发行的债券选择本金额可为最低的50 , 000港元或50 , 000港元以上以10 , 000港元整数倍数的款额，令到投资金额更具灵活性。 |
| 9. | The consequential change in value of the asset or liability is reflected in the carrying value of the relevant asset or liability in the balance sheet except in the case of placements by other hksar government funds for which interest is payable at market - based rates , which are stated in the balance sheet at the principal amounts payable at the balance sheet date with the revaluation differences included in other liabilities
由此引致的资产或负债价值的改变，已反映在资产负债表内有关资产或负债的帐面价值中，惟按?场利率计算利息的其他香港特区政府基金存款则在资产负债表内以资产负债表日期的本金额列示，而有关的价值重估差额则包括在“其他负债”项目内。 |
| 10. | This relatively new product in the united kingdom basically allows the balances in the current and savings accounts of a customer , while they sit there , to be deducted from the outstanding mortgage principal for the purpose of calculating the mortgage interest to be paid each month . this could be done on a daily basis or on a monthly average basis
其基本原理是每月应付按揭利息是根据未偿还本额计算的，而在计算有关利息时，客户的往来及储蓄帐户结馀可以用作减低未偿还本金额，利息可以逐日计算，或以每月平均来计算。 |
